Sold Out
CITIBANK
Double Cash Card
AAACard #410
- Limit
- $15,000
- Age
- 7y+
- Util
- < 1%
Reporting Date13th of every monthNext: Oct 13 · 18d
Card price
$375/mo x 3 months or $850 PIF4 months/3 full reporting cycles
Live · $1k – $50k credit limit ranges available
Buy Premium Credit Card
Tradelines for Sale.
Tradeline Exchange by Femchi Solutions is a marketplace for credit card tradelines— aged, seasoned credit cards you're added to as an authorized user. Choose premium cards with $1k–$50k limits, years of perfect payment history, and low utilization, so the account reports to all three bureaus and lifts your score fast.
Browse aged tradelines by bank, credit limit, and utilization. Get score lifts in just one statement cycle with three full months of reporting.
All tradelines report to all three major credit bureaus and come with:
- Perfect payment history
- Years of backdated positive payment history
- Low debt-to-limit ratios
Every account listed is owned and fully controlled by Tradeline Exchange and Legal X Global LLC.
Avg lift
+87 pts
Order book · CHASE-SAPPHIRE-32K0 of 3 left
Chase
Sapphire Reserve
AAA
•••• •••• •••• 4429
Limit
$32,500
Opened
2018
Util
1%
ASK
$2,500 / 3mo · reporting incl.
AGE
5yr+
CAPITAL ONENeiman MarcusLMT $1,000AGE 3y+UTL 0%▲ $700 PIF•
CAPITAL ONEVentureLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONEVentureLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONEWest ElmLMT $3,500AGE 5y+UTL 0%▲ $800 PIF•
CAPITAL ONEQuicksilverLMT $10,000AGE 10y+UTL 0%▲ $1,250 PIF•
CAPITAL ONEPlatinumLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONESecuredLMT $500AGE 1y+UTL 0%▲ $350 PIF•
CHASEFreedom UnlimitedLMT $7,000AGE 5y+UTL 0%▲ $1,100 PIF•
CAPITAL ONEQuicksilverLMT $8,400AGE 10y+UTL 10%▲ $1,500 PIF•
CAPITAL ONEQuicksilverLMT $10,000AGE 3y+UTL 35%▲ $1,350 PIF•
ELANVisa PlatinumLMT $4,000AGE 4y+UTL 0%▲ $900 PIF•
VISA SIGNATUREWyndham RewardsLMT $18,000AGE 13y+UTL 30%▲ $1,500 PIF•
SYNCHRONY BANKHomeLMT $4,800AGE 1y+UTL 0%▲ $1,000 PIF•
SYNCHRONY BANKBelk Master CardLMT $1,000AGE 7y+UTL 0%▲ $700 PIF•
CAPITAL ONEKohlsLMT $700AGE 25y+UTL 0%▲ $600 PIF•
CAPITAL ONENeiman MarcusLMT $1,000AGE 3y+UTL 0%▲ $700 PIF•
CAPITAL ONEVentureLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONEVentureLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONEWest ElmLMT $3,500AGE 5y+UTL 0%▲ $800 PIF•
CAPITAL ONEQuicksilverLMT $10,000AGE 10y+UTL 0%▲ $1,250 PIF•
CAPITAL ONEPlatinumLMT $1,000AGE 5y+UTL 0%▲ $700 PIF•
CAPITAL ONESecuredLMT $500AGE 1y+UTL 0%▲ $350 PIF•
CHASEFreedom UnlimitedLMT $7,000AGE 5y+UTL 0%▲ $1,100 PIF•
CAPITAL ONEQuicksilverLMT $8,400AGE 10y+UTL 10%▲ $1,500 PIF•
CAPITAL ONEQuicksilverLMT $10,000AGE 3y+UTL 35%▲ $1,350 PIF•
ELANVisa PlatinumLMT $4,000AGE 4y+UTL 0%▲ $900 PIF•
VISA SIGNATUREWyndham RewardsLMT $18,000AGE 13y+UTL 30%▲ $1,500 PIF•
SYNCHRONY BANKHomeLMT $4,800AGE 1y+UTL 0%▲ $1,000 PIF•
SYNCHRONY BANKBelk Master CardLMT $1,000AGE 7y+UTL 0%▲ $700 PIF•
CAPITAL ONEKohlsLMT $700AGE 25y+UTL 0%▲ $600 PIF•
// market
The tradeline order book
Premium Aged Credit Card Tradelines
Backed by Real KYC-Verified Prime Credit Cards Owned & Controlled by Tradeline Exchange
Filter • Reserve • Buy
Backed by Real KYC-Verified Prime Credit Cards Owned & Controlled by Tradeline Exchange
Filter • Reserve • Buy
PIF = Pay In Full — a one-time payment that covers all reporting cycles for the tradeline.
Sold Out
CAPITAL ONE
Neiman Marcus
AAACard #417
- Limit
- $1,000
- Age
- 3y+
- Util
- 0%
Reporting Date17th of every monthNext: Oct 17 · 22d
Card price
$275/mo x 3 months or $550 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
West Elm
AAACard #604
- Limit
- $3,500
- Age
- 5y+
- Util
- 0%
Card price
$325/mo x 3 months or $650 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
Quicksilver
AAACard #971
- Limit
- $10,000
- Age
- 10y+
- Util
- 0%
Card price
$475/mo x 3 months or $1100 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
Kohl's
AAACard #109
- Limit
- $750
- Age
- 10y+
- Util
- 0%
Reporting Date11th of every monthNext: Oct 11 · 16d
Card price
$175/mo x 3 months or $350 PIF4 months/3 full reporting cycles
CHASE
Slate Edge
AAACard #725
- Limit
- $4,000
- Age
- 3y+
- Util
- 25%
Reporting Date27th of every monthNext: Sep 27 · 2d
Card price
$375/mo x 3 months or $850 PIF4 months/3 full reporting cycles
CHASE
Slate #2
AAACard #725B
- Limit
- $12,500
- Age
- 2yr+
- Util
- 2%
Reporting Date2nd of every monthNext: Oct 2 · 7d
Must be added by the 20th prior to reporting
Card price
$350/mo x 3 months or $750 PIF4 months/3 full reporting cycles
Sold Out
CHASE
Freedom Flex
AAACard #414
- Limit
- $9,000
- Age
- 4y+
- Util
- 5%
Reporting Date15th of every monthNext: Oct 15 · 20d
Card price
$250/mo x 3 months or $650 PIF4 months/3 full reporting cycles
Sold Out
CHASE
Marriott
AAACard #240
- Limit
- $24,000
- Age
- 9y+
- Util
- 0%
Reporting Date1st of every monthNext: Oct 1 · 6d
Card price
$400/mo x 3 months or $900 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
Quicksilver
AAACard #588
- Limit
- $8,400
- Age
- 10y+
- Util
- 10%
Reporting Date5th of every monthNext: Oct 5 · 10d
Card price
$575/mo x 3 months or $1350 PIF4 months/3 full reporting cycles
ELAN
Visa Platinum
AAACard #490
- Limit
- $4,000
- Age
- 4y+
- Util
- 80%
Reporting Date29th of every monthNext: Sep 29 · 4d
Card price
$375/mo x 3 months or $750 PIF4 months/3 full reporting cycles
VISA SIGNATURE
Wyndham Rewards
AAACard #713
- Limit
- $18,000
- Age
- 13y+
- Util
- 30%
Reporting Date23rd of every monthNext: Oct 23 · 28d
Card price
$575/mo x 3 months or $1350 PIF4 months/3 full reporting cycles
SYNCHRONY BANK
Technet Car Care
AAACard #501
- Limit
- $5,000
- Age
- 1y+
- Util
- 0%
Reporting Date20th of every monthNext: Oct 20 · 25d
Card price
$375/mo x 3 months or $850 PIF4 months/3 full reporting cycles
SYNCHRONY BANK
Technet Car Care #2
AAACard #502
- Limit
- $5,000
- Age
- 1y+
- Util
- 35%
Reporting Date25th of every monthNext: Oct 25 · 30d
Card price
$375/mo x 3 months or $850 PIF4 months/3 full reporting cycles
Sold Out
DISCOVER
Discover Card
AAACard #601
- Limit
- $10,500
- Age
- 5y+
- Util
- 70%
Reporting Date5th of every monthNext: Oct 5 · 10d
Card price
$575/mo x 3 months or $1450 PIF4 months/3 full reporting cycles
Sold Out
DISCOVER
Discover It
AAACard #967
- Limit
- $7,000
- Age
- 8y+
- Util
- 0%
Reporting Date29th of every monthNext: Sep 29 · 4d
Card price
$275/mo x 3 months or $600 PIF3 months reporting
SYNCHRONY BANK
Amazon Prime
AAACard #503
- Limit
- $3,200
- Age
- 4y+
- Util
- 0%
Reporting Date9th of every monthNext: Oct 9 · 14d
Card price
$325/mo x 3 months or $650 PIF4 months/3 full reporting cycles
NAVY FEDERAL CREDIT UNION
Visa
AAACard #504
- Limit
- $4,600
- Age
- 2y+
- Util
- 30%
Reporting Date6th of every monthNext: Oct 6 · 11d
Card price
$300/mo x 3 months or $600 PIF4 months/3 full reporting cycles
Sold Out
SYNCHRONY BANK
JC Penny
AAACard #222
- Limit
- $500
- Age
- 10y+
- Util
- 0%
Reporting Date26th of every monthNext: Sep 26 · 1d
Card price
$125/mo x 3 months or $250 PIF4 months/3 full reporting cycles
Sold Out
BARCLAYS
AARP Master Card
AAACard #195
- Limit
- $500
- Age
- 2y+
- Util
- 0%
Reporting Date13th of every monthNext: Oct 13 · 18d
Card price
$125/mo x 3 months or $250 PIF4 months/3 full reporting cycles
BARCLAYS
UPromise
AAACard #413
- Limit
- $9,500
- Age
- 5y+
- Util
- 8%
Reporting Date27th of every monthNext: Sep 27 · 2d
Card price
$300/mo x 3 months or $750 PIF4 months/3 full reporting cycles
CITI
Custom Cash
AAACard #640LTE
- Limit
- $11k
- Age
- 2y+
- Util
- < 15%
Reporting Date30th of every monthNext: Sep 30 · 5d
Card price
$350/mo x 3 months or $800 PIF3 full reporting cycles
Sold Out
SYNCHRONY BANK
Home
AAACard #065
- Limit
- $4,800
- Age
- 1y+
- Util
- 0%
Reporting Date26th of every monthNext: Sep 26 · 1d
Card price
$375/mo x 3 months or $850 PIF4 months/3 full reporting cycles
COMENITY BANK
Academy Rewards
AAACard #027
- Limit
- $800
- Age
- 1y+
- Util
- 0%
Reporting Date2nd of every monthNext: Oct 2 · 7d
Card price
$125/mo x 3 months or $250 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
Quicksilver
AAACard #111
- Limit
- $500
- Age
- 1y+
- Util
- 0%
Reporting Date17th of every monthNext: Oct 17 · 22d
Card price
$125/mo x 3 months or $300 PIF4 months/3 full reporting cycles
SYNCHRONY BANK
Care Credit
AAACard #911
- Limit
- $8,000
- Age
- < 1yr
- Util
- 0%
Card price
$400/mo x 3 months or $900 PIF4 months/3 full reporting cycles
Sold Out
MERRICK BANK
Mastercard
AAACard #933
- Limit
- $500
- Age
- <1y+
- Util
- 0%
Card price
$125/mo x 3 months or $300 PIF4 months/3 full reporting cycles
FNBO
Mastercard
AAACard #FNBO
- Limit
- $14,000
- Age
- 1y+
- Util
- 0%
Reporting Date14th of every monthNext: Oct 14 · 19d
Card price
$350/mo x 3 months or $800 PIF3 full reporting cycles
AMERICAN EXPRESS
Hilton Honors
AAACard #300AMEXTL
- Limit
- $18,000
- Age
- Amex doesn't report age of tradeline
- Util
- 0%
Reporting Date6th of every monthNext: Oct 6 · 11d
Card price
$400/mo x 3 months or $950 PIF4 months/3 full reporting cycles
AMERICAN EXPRESS
Blue Cash
AAACard #AMEXBC
- Limit
- $9,300
- Age
- Amex doesn't report age of tradeline
- Util
- 1%
Reporting Date21st of every monthNext: Oct 21 · 26d
Card price
$250/mo x 3 months or $600 PIF4 months/3 full reporting cycles
TD BANK
Target
AAACard #TGT
- Limit
- $11,000
- Age
- 23y+
- Util
- 3%
Reporting Date1st of every monthNext: Oct 1 · 6d
Card price
$350/mo x 3 months or $900 PIF4 months/3 full reporting cycles
Sold Out
CAPITAL ONE
Savor
AAACard #SAV
- Limit
- $5,500
- Age
- 3y+
- Util
- 0%
Reporting Date19th of every monthNext: Oct 19 · 24d
Card price
$250/mo x 3 months or $600 PIF4 months/3 full reporting cycles
// boost.calc()
Simulate your score lift
Adjust the parameters below. Results are statistical estimates based on AI generated scenarios.
// dti × score lift
How our tradelines lower your DTI and lift your score
Lenders don't just look at your credit score — they look at your debt-to-income ratio (DTI) and your revolving utilization. Our aged tradelines move both numbers in the right direction, fast.
Step 1
Big limits, $0 balances
Each tradeline you join has a high credit limit with a near-zero balance — instantly adding available credit to your file without adding any new debt.
Step 2
Utilization drops
Your overall revolving utilization (balances ÷ limits) falls. Utilization is ~30% of your FICO score — lowering it is the fastest lever for a score lift.
Step 3
Perfect payment history
Years of on-time payments from a seasoned account report to your file. Payment history is ~35% of your FICO — our cards bring a flawless track record with them.
Step 4
Stronger DTI profile
Lenders see more available credit against the same income, which softens your DTI snapshot for mortgages, autos, and business lines — unlocking better approvals.
// the result: More available credit on your file, a lower DTI snapshot, a lower utilization percentage, and a perfect on-time payment history added to your bureau report — the same combination lenders reward with bigger approvals and lower rates.
// sample profile
Maria, 34 — same income, two tradelines added
Illustrative example. Actual results vary by file and reporting cycle.
Metric
Before
After
Credit limits (total)
$3,500
$23,500
Balances
$2,800
$2,800
Utilization
80%
12%
On-time payment history
2 yrs
10+ yrs
Average account age
1.4 yrs
6.8 yrs
FICO score (est.)
612
724
Mortgage decision
Denied
Approved
Live on Instagram
Follow the score lifts in real time.
Client wins, tradeline drops, credit tips and behind-the-scenes — posted daily on @cristhiantxrealtor and @femchisolutions.
Daily
postsReal
client winsFree
credit tipsFemchi Solutions Score Tool
The Femchi Solutions Credit Score Check
Before you buy a tradeline on Tradeline Exchange, you need a baseline. Use our built-in credit score check to pull your real-time 3-bureau scores and reports, so you can measure every single point your new authorized user tradeline adds.
- Live FICO, VantageScore & ITINs from all 3 credit bureaus
- Daily score monitoring & alerts
- Identify which utilization & age factors to fix
- Track your tradeline score lift in real time
Check my credit score →Soft pull · No score impact · No charge to check
// timeline
One statement cycle to lift. Three to lock it in.
Every tradeline reports for 3 full statement cycles — 4 full months. Here's exactly what happens — and when — across that window.
- Day 1
The fun begins
You're added as an AU on the chosen tradeline. Backdated age, limit, and perfect history are queued for the bank's next statement cut.
- Cycle 1
First statement reports
Within 14–30 days the tradeline posts to all 3 bureaus. Most clients see the full score lift land on this first reporting cycle.
- Cycle 2
Score stabilizes
The second statement cycle reinforces the tradeline. Lenders pulling fresh reports now see the full history of the particular tradeline along with the on-time history and card balance under your file.
- Cycle 3
Full 3 reporting cycles — 4 full months reporting
Three full statement cycles and four full months of perfect reporting are locked in — the standard window mortgage, auto, and business lenders use to qualify you.
First lift
1 cycle
Most score gains hit on cycle 1
Reporting window
3 cycles / 4 months
Standard for every tradeline
Credit Bureaus
3 of 3
Equifax · Experian · TransUnion
// protocol
Instant Score Lifts. Zero friction.
Built for credit-builders, real-estate buyers, and mortgage lenders who need client credit leverage now.
01
Check your score
Discover your potential score lift with our Boost Calculator.
02
Pick your tradelines
Browse aged credit card tradelines and lock in the credit power that fits your goals. All authorized user accounts will report perfect payment history plus backdated payment history.
03
Pay securely
Results reported in under 30 days. Instant credit score lifts guaranteed, or a full refund will be given. Please make sure to check which option you prefer: Monthly payments or PIF (Paid In Full). Email confirmation will be sent from the banking institution verifying your addition.
// exchange personnel
Meet the Team
Featuring Femchi Solutions — an independent tradeline exchange operator. Real names, real accountability.
Cristhian Hurtado
Founder, Femchi Solutions
Cristhian Hurtado leads Femchi Solutions, an independent tradeline exchange operator. He works directly with buyers, agents, and lenders every day — from picking the right tradeline to making sure each placement reports the way it should. Have questions before you buy? Text or call him directly at 832-483-5539.
InstagramFemchi Solutions
Independent Exchange Operator
Femchi Solutions is an independent tradeline exchange operator and the team behind the credit tools and resources at femchisolutions.com. Tradeline Exchange itself is owned and operated by Legal X Global LLC, with real accountability behind every listing.
Instagram// checkout
Complete your payment
To Purchase:
- Select your card.
- Click the "Buy" button.
- Verify your card order number.
- Send payment via Cash App or Zelle using the details below.
Your tradeline will be locked once payment is confirmed. All payments include a full 3 months of reporting. Including the listing time, you'll typically receive closer to 4 months of reporting.
// your order
No card selected. Pick a tradeline from the marketplace above to begin checkout.
// pay with
Send payment using Cash App or Zelle. In the memo section, please include referred by: (RE Agent/Mortgage Lender/Etc.) your full name, email address, contact phone number, the card name, and the 3-digit card # so we can match your order.
Once payment is received and verified, we will contact you for I.D. verification information needed to add you as a legal authorized user. Once added, you will receive an email verification from the issuing bank stating that you have been added as an authorized user.
Cash App$welcomehome700
Zelle281-846-8804
Zellelegalx.info@gmail.com
// faq
Questions, answered.
Everything you need before placing your Tradeline Exchange Authorized User order. All information is legally checked by GROK AI.
Legalities+
Yes. There is no federal ban: There is no law from Congress, the CFPB, FTC, or Federal Reserve that prohibits adding authorized users for payment. This practice has been around for years, survived past challenges (including a 2008 Congressional attempt), and remains allowed as of 2026.
How fast does my score update?+
Most users see updates within 14–30 days, depending on their bank's reporting cycle. Once the issued card reports its balances, it automatically triggers the corresponding update to the client's reports as well.
What happens after 90 days?+
Once the authorized-user slot is removed, the aging benefit typically remains on your credit report. You can rotate into a fresh tradeline whenever you're ready.
Are sellers verified?+
Yes. Since all credit cards listed on the Tradeline Exchange are fully owned and operated by Legal X Global LLC, the accounts and authorized user tradelines are under direct company control. This structure delivers significantly greater transparency and operational consistency compared to traditional tradeline marketplaces that depend on third-party cardholders.
What payment methods?+
We accept payment via Cash App or Zelle.
Cash App: $welcomehome700
Zelle deposit #: 281-846-8804 (See QR code below.)
Cash App
Zelle